Indian Banking / Finance / Investment Guide

The Goods and Services Tax Bill (GST)

The most talked about hot line today – The Goods and Services Tax Bill (GST) Amendment Amidst our busy schedules we do find time to read the newspapers or listen to the television news. Of late it’s all about GST and its amendment and what it is and where it is and who it is meant to benefit. Well, this GST Amendment Bill is supposed to be the largest tax reform bill after the year ... >> More

Debt Consolidation - How to Consolidate Credit Card Debts

If you are applying for a credit card for the first time, it may all seem very juicy and grand. However, if you do maintain a good credit card score then you can survive and enjoy the benefits of using the card. On the other hand, in most cases, card users tend to exceed their limit and only use their credit cards without thinking of repaying their debts.  Within a year or two you find that y... >> More

Types of Taxes in India

It’s a well-known fact that every citizen of a respective country, with the exception of a few, should pay a certain amount of income tax. There are different types of taxes for different incomes. However, now everyone is aware of these various taxes and how they are applicable. This article will give you an insight on the different types of taxes and how they are applicable.    ... >> More

The Pros and Cons of Online Banking

The internet today has changed people’s lifestyles considerably and almost all industries are striving to stay in pace with this latest technology which is the first choice for all customers. The need of this medium is in great demand as you can do whatever you like just by sitting in front of the PC or using your smart phone. Making a free long distance call is a boon while at the same ti... >> More

Tips on your retirement planning

Retirement is a threat that every individual faces after the age of 60. However, this can be turned into a smooth and fun flowing phase of life if you plan well in advance for your retirement. Here are a few basic tips of advice for a smart retirement.  The three main strategies to follow strictly are: a. Keeping the savings safely and making it available when it is needed. b. Don’t... >> More

The pros and cons of using credit cards

Today is the plastic money age and almost everyone is using debit and credit cards instead of real money. This however may seem very versatile and safe, but on the other hand, if you use your debit card, you are totally safe. Then what about those credit card users? It’s not a bad idea too as long as it is used in the right way and for the right purpose.  If you use a credit card wise... >> More

How to apply for a loan against property

When compared to a personal loan a loan against property is far better and more economic. The repayment tenure is longer and the interest lesser. However, the main criterion to obtain a loan against property is that the property should be self-owned and free hold.  The loan can be taken for any reason like getting your daughter or son married, going on a foreign trip or any personal reason. T... >> More

Interesting investment advice for 2016

Investors will be confused in trying to find out what is the best investment that is lucrative for 2016. Those who have been investing for over 5 to 6 years may find the decline of Sensex by 6% as a good investment. On the contrary, investors of over a year or two will agree that it is quite worrisome. However, the stock market is not a straight line and investors should be prepared to face some u... >> More

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