Which Credit Card Is Best? ICICI, HDFC, Axis, Yes Bank, ING

There are many different credit cards available in all countries, however, some credit cards are better than others. The top banks in India that give good credit cards are ICICI bank, hdfc bank credit card, Axis bank, Yes bank and ING Vysya bank.

When looking at the credit cards you must look at the interest rate, annual fees and other important information. Each of the banks will differ in this area and these should be some of the most important things to look at.

  • ICICI bank credit card is owned by around a quarter of the population and is one of the most popular cards. This bank has the lowest of all interest rates and has 3 different types of cards including platinum, gold and titanium.


  • HDFC bank credit card also has around a quarter of the population using the card. However, there are some strings attached with this card including you need to have a bank account with them and it requires a minimum balance of at least Rs 20,000. Here, they also have different cards available including those for business and for women.


  • Axis bank credit card is another one of the best credit cards around. It also has many variations of the credit card from platinum to gold with many options in between. The good thing about this card is the rewards which allows you to earn 1 point for every Rs 100 you spend on transactions in India and 2 points for international ones.


  • ING Vysya bank credit card is another popular one and it comes with 3 different variations including Galaxia, Solaris and even a pre-paid credit card. All of them have rewards except for the pre-paid one that requires you to give a deposit and that is your credit limit.


  • Yes Bank credit card is the last one that is found in a lot of wallets. The one different regarding this card over any other cards is that they have partnered with American Express, one of the biggest companies in the world. There are a variety of cards including Platinum Reserve, Platinum Travel and the Gold. Each of them has their own perks.

There are many more big credit cards all over India, but these are the top 5. each of them is good in their own way and you should do extensive research and choose the one that is best for you. If you are looking for a rewards card, then focus that area or if you are looking for one with a lower interest rate look for those.

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